Why skip bank-connected tracking?
Bank-connected apps can be convenient, but they are not the right fit for everyone. Some people want more privacy. Some want to notice spending as it happens. Some are tired of sync breaks and re-authentication.
Manual by design
StillMoney makes manual tracking feel light: say or tap the expense, let the category sort itself, and keep your safe-to-spend number current.
- Fast expense logging
- Automatic categories
- Weekly spending notes
The tradeoff
StillMoney is not trying to import every bank transaction. If you want full automatic account aggregation, a bank-linked app may be better. If you want a private tracker that helps you stay aware, this is the lane.
Bank-linked apps vs StillMoney
| Decision point | Mainstream path | StillMoney path |
|---|---|---|
| Bank login | Usually required for automatic sync | Not required |
| Awareness | Often reviewed after transactions import | Logged when spending happens |
| Privacy | Transaction data flows through sync providers | No bank credentials |
| Best for | Automation and full account views | Private manual tracking |