Terms of Service

01About these terms

These terms apply to the StillMoney iOS app, trystillmoney.com, our website calculators, and the waitlist. References to “we” and “our” mean StillMoney. By using these services, you agree to these terms. If you do not agree, please stop using them.

For an App Store download, the software license is governed by Apple’s Standard End User License Agreement unless a custom agreement is supplied with the app. These terms supplement that license for StillMoney’s services and do not replace Apple’s applicable purchase terms or your mandatory consumer rights.

02Using StillMoney

StillMoney is a personal budgeting and expense tracker. It helps you record income and spending, organize budgets, and keep track of recurring payments. Core budgeting works without a StillMoney login or a connection to your bank. You are responsible for the information you enter and for keeping your device secure.

If you are not old enough to enter into this agreement where you live, a parent or guardian must agree to it and supervise your use.

The website waitlist is free and requests a launch notification only. Use an email address you control. Signing up does not guarantee beta access, a release date, particular features, or a future price. Product previews and availability may change before release.

03Pro purchases and refunds

The current Pro upgrade is a one-time in-app purchase, with no automatic monthly or annual renewal. The purchase screen explains the included features, and the app store displays the price before you confirm. Prices can vary by region and may change for future purchases.

Payment and eligible purchase restoration use the store account used to buy Pro. Use the app’s restore-purchases option with that account. Access depends on a valid purchase entitlement, which the store may revoke following a refund.

For a refund, follow the app store’s refund-request process. Eligibility depends on the store’s policies and applicable law. Deleting the app does not request a refund. Nothing here limits any refund or other remedy you are entitled to by law.

04Your data and our content

The budget records, notes, and other information you enter remain yours. StillMoney does not take ownership of them. To provide a feature you choose, we need to process the relevant information as explained in our Privacy Policy, including any required permissions for cloud processing.

App records are stored on your device. Export anything you need to keep before deleting the app or clearing its data. We cannot recover records that exist only on your device, and deleting the app does not remove copies you exported or backed up elsewhere.

The StillMoney name, app code, designs, and original website content belong to their respective rights holders. Using the service does not transfer ownership of those materials or allow you to present them as your own.

05Voice and AI-assisted features

Speech recognition, suggested categories, and subscription imports help turn your input into entries. They can misread words, amounts, currencies, merchants, or dates. Check the resulting entry and correct mistakes before relying on it.

Some features depend on your device, language, operating system, available models, or internet connection. Subscription imports can use cloud processing as described in the Privacy Policy. Manual entry remains an alternative.

Use only information you are entitled to provide, and avoid including unrelated personal information in an import. Agreeing to these terms does not replace a separate permission required to access or share your data.

06Estimates and financial decisions

StillMoney and its calculators are planning tools. They do not provide personalized financial, investment, tax, or legal advice. StillMoney does not act as a bank, hold your funds, or make payments on your behalf.

A budget total or “safe-to-spend” amount depends on your entries and the calculation’s assumptions. It is not a guarantee that a purchase is affordable. Verify your balances, bills, and other commitments independently.

Tracking a subscription or receiving a reminder does not cancel it or prevent a charge. Renewal details can become outdated, and notifications may be affected by device settings. Confirm billing dates and arrange cancellations directly with the service provider.

07Responsible use

Use StillMoney lawfully and respect other people’s information and rights. Do not submit another person’s email without permission, send abusive or automated bulk requests, introduce malicious software, or try to access data you are not entitled to see.

Do not interfere with service security, bypass purchase controls, or redistribute our app or branding without authorization. Any restrictions on examining or modifying software remain subject to applicable law and relevant open-source licenses.

08Availability and other services

We may update features and supported devices as StillMoney develops. We aim to keep the service reliable, but cannot promise uninterrupted access, perfect results, or that every feature will remain compatible with every device.

Online features rely on third-party services for cloud infrastructure, AI processing, speech recognition, and app-store purchases. Their availability and applicable terms can affect those features. Links to outside services do not give us control over their content or practices.

Changes to a paid feature remain subject to your purchase terms and applicable consumer protections. A preview or roadmap description is not a promise that an unshipped feature will become available.

09Ending your use

You can stop using StillMoney at any time. Export your records first if you want to keep them, then delete the app and its data. To leave the website waitlist or request deletion of information we hold, use the contact details below.

We may restrict access to online services where reasonably necessary to address misuse, protect users, or comply with the law. Any restriction remains subject to applicable purchase and consumer rights. Ending use does not erase obligations or rights that arose beforehand.

10Warranties and responsibility

To the extent permitted by law, we provide the app and website as available, without a promise that they will be free of errors or suitable for every purpose. You remain responsible for checking your records and decisions.

To the extent permitted by law, we are not liable for indirect or consequential losses arising from use of the services, including reliance on incorrect estimates or the loss of locally stored records.

These terms do not exclude liability that cannot lawfully be excluded, including for fraud, or remove any statutory warranty, consumer protection, or remedy available to you.

11Updates and resolving concerns

We may revise these terms as the service changes. The date above identifies the current version. We will provide additional notice or seek agreement to material changes when required, and changes will not apply retroactively.

Contact us if something goes wrong so we can try to resolve it. Applicable law determines any dispute, taking account of the license and store terms that apply to your platform. Nothing here prevents you from using the courts or consumer remedies available to you under mandatory local law.

If a provision cannot be enforced, the remaining terms continue to apply to the extent permitted by law.

12Contact

For questions or policy requests, email jigarfumakiya@gmail.com.